New Zealand's basic currency unit is the New Zealand Dollar ($NZ), which breaks down into 100 cents. There a Goods and Services Tax (GST) of 12.5% on all goods and services sold, which is usually included in the price tag.

Coins in use are:
10 cent, 20 cent, 50 cent, $1 dollar, $2 dollar

Notes in use are:
$5 dollar, $10 dollar, $20 dollar, $50 dollar, $100 dollar

Typical bank hours are 9am to 4.30pm Monday through Friday, with most offering a foreign exchange service. The major airports also have foreign exchange facilities, as do some large hotels and shops for a fee. As a general guide it's cheaper to convert foreign currency here in New Zealand.

Most international Credit cards (MasterCard, Visa and American express) are accepted throughout the country. While ATM Cards can also be used at our money machines, we'd recommend that it's better to withdraw larger sums that will last you longer, as each transaction or exchange does attract a service see.

General Cost Guide ($NZ)

Hotel Breakfast: $10- $25
Dinner (3-course, no alcohol): $20 - $50
Lunch snack/sandwich: $5-$10
Cafe lunch: $10
Hamburger: $3.50-$5.00
Cappuccino: $2.50
Postcard Stamp: $1.00
Camera Film (24 exposures): $5.95

Tipping
Tipping isn't expected for any service in New Zealand. If you think the person serving you deserves it though, I'm sure it will be well received. Employees do not rely on tips or gratuities for their income.